Type or say a sentence. TLDR Money turns it into transactions.
No bank login. No email access. No ads, ever — not even on the free plan.
You’re on the list.
We’ll email you the moment a seat opens up.
Heard
forty on groceries yesterday
Amount, merchant and category are all editable before it saves.
How it gets in
Typing an amount into four boxes is why people give up on manual tracking in the second week. So you write a sentence instead, or you say one, and the app does the boxes.
A sentence can hold several things at once. Four purchases in one message is one entry, not four.
Coming shortly
On iPhone, an Apple Pay purchase will land in your ledger already categorised. Apple Pay purchases only, not card swipes.
How much did I spend on dining last month?
$412
You spent $412 on dining in August, 18% more than July.
Ask can tell you what you’ve spent. It doesn’t give financial advice.
Ask
Most apps that answer questions about your money hand your transactions to a model and hope it adds them up correctly. A model asked to total two hundred rows will get it wrong, confidently.
This one turns your question into a query. The app runs the query against your own ledger and computes the number itself. Your question leaves the device. Your transactions never do.
August 2026
$3,240
Total spent
Where it went
Total spent, income, savings rate, and where the money actually went, ranked. One tap from the stats screen and it is an image in your share sheet.
It is free on every plan, including the free one.
The app itself
Three screens from the app itself, not a redraw. There is no dashboard to assemble first and no template to fill in.
Activity
One timeline for the month — what came in, what went out, and the category each entry landed in. Grouped by day and totalled as you scroll, so a heavy week is obvious without you adding anything up.
Add expense
Amount, merchant, category, save. Or hold the microphone and say it instead, and those fields fill themselves in — with a review sheet in front of you before anything is written.
Categories
A set to start with, each with its own colour, and everything you log files itself into one of them. Rename any of them, add your own, and what you log afterwards follows the same shape.
No bank connection
Not a limited connection, and not a view-only one either. No connection at all — no bank login, no access to your mail, nothing of yours for us to read. There are no credentials here for anyone to lose.
Typing it yourself is the trade, and it buys more than privacy. Bank sync misses cash, tips, the round you got in, the friend who paid you back, and every transfer between your own accounts. You catch those, because you were there.
Voice and chat entry send what you say or type to a model provider so it can be turned into a transaction. Your transactions are not sent. How that works, in full.
Why we’re paid, not free
When an app is free and has no subscription, the money comes from somewhere else: an ad network, a referral fee on a card you were nudged toward, a commission on a fund, or your data sold on to someone who wanted it. Every one of those pays the app to want something other than what you want.
There is one revenue line here, and it is the subscription. No ads on any plan. No referrals, no commissions, nothing sold on the side. Never sold, never shared: no third-party data brokers, no ad networks, no anonymised-and-resold loophole.
The free plan has no ads either. That is not a launch promotion.
Pricing
Logging, budgets and categories are free and unlimited, and they stay that way. Pro buys unlimited voice and chat entry, Ask, your full history, and a ledger you can share.
Free
$0
Unlimited manual entry, budgets, alerts and recurring transactions, with the last 30 days of history. 30 voice or chat entries a month.
Pro
$24.99 / year
After a 14-day free trial. Or $3.99 a month, without a trial.
Yearly saves 48%
Prices are shown in US dollars and charged in your local currency by the App Store or Google Play. The full comparison.
No, and it never will. There is no account linking, no bank login and no read-only connection of any kind. That is the point: we cannot see your accounts because we never connect to them, so there are no credentials of yours for us to lose.
Four ways. Type them in by hand, type a sentence and let the app create them, say it out loud, or on iPhone let an Apple Pay purchase land on its own. Manual entry is unlimited and free on every plan.
Yes. “Spent $200 on dinner and $100 on Amazon” becomes two entries, each categorised and dated. A review sheet opens first, with one editable row per transaction and a running total, and nothing is saved until you confirm it.
Ask answers questions about your own spending. Your question leaves the device; your transactions do not. The model turns the question into a query, the app runs that query against your ledger, and the number you see is computed from your own entries. Every answer shows the filter it ran and links to the transactions behind it.
No. Ask can tell you what you have spent. It does not give financial advice. It will not tell you what to cut, what to buy, whether you can afford something, or where to invest, and it is built so that it cannot.
Yes. Two people, one shared space, and both of you can add and edit. Each entry shows who added it. One Pro subscription covers both of you, so the person you invite does not need to pay.
CSV export is a Pro feature. It exports everything rather than a summary — every transaction with its category, date and note. Deleting your account deletes your data whether or not you have exported it first.
Never. No third-party data brokers, no ad networks, no anonymised-and-resold loophole, and no ads on any plan including the free one. The subscription is the only way this app makes money.
More on billing and the trial, or ask us directly.
TLDR Money is coming to the United States, Canada, Australia, New Zealand, Singapore and the United Arab Emirates. More countries after that.